Sometimes insurance companies will deny a claim without cause or without even investigating the claim.
Bad faith insurers might misrepresent your policy terms and try to pressure you into settling for less money than you’re entitled to.
The insurer may be slow to return phone calls and even slower to process paperwork. Insurance companies or agents might ignore you altogether or create obstacles that make it impossible to meet time-sensitive deadlines.
There are many different ways that insurance companies can act in bad faith, and unless an attorney intervenes, the end result is the often same—customers who faithfully paid their insurance premiums are left with virtually nothing in their time of need.